Vaduz, Liechtenstein

Financial Services


Open a Bank Account in Liechtenstein

Local Bank in Vaduz


Year of foundation: 1861


Headquarters: Vaduz


Offices: Abu Dhabi, Dubai, Geneva, Vienna, Zurich


Rating: AAA (country rating)


Tier 1 Ratio: 20.8%


AuM: CHF 88.3bn (31.12.2021)


Staff: 1,048 (31.12.2021)


Strengths


  • Liechtenstein’s second largest bank


  • The bank provides an A-class service, far above most Swiss banks


  • Among the highest rated banks in the world (AAA)


  • Majority-owned by the Principality of Liechtenstein


  • Very low forex spreads (see below)


Weaknesses

 

  • Modest-sized player in a competitive segment


  • Online banking not intuitive to use


Services and Fees


Yearly account fee: CHF 1,200 (private account) | CHF 1,800 (corporate account)


Hold mail fee: CHF 720 p.a.


Online payments: Available


Payments


CHF 30 (Switzerland)


CHF 40 (international)


Payment over CHF 50,000: 0.15% of outgoing payment amount (but max. CHF 1,000)


Brokerage / Custody


Bond trade (over $500,000): 0.22% per trade


Equity trade (over $500,000): 0.32% per trade


Custody: 0.13% p.a.


All-in fee: 0.30% p.a.


FX Spreads


Under CHF 100,000: 0.30%


CHF 100,000-250,000: 0.20%


CHF 250,000-500,000: 0.09%


CHF 500,000-3m: 0.07%


Over CHF 3m: 0.03%


Lending


Lombard lending: Standard LTV ratios


Residential real estate: Switzerland, Liechtenstein

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